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InsurancePlus is competitive and designed to remove
the frustrating administrative chores of fleet management and allow more time to
be spent in the higher and more productive areas of your operation. By combining
all the elements into a single package, largely controlled by you, and not some
remote insurance company, we have streamlined the overall operation to provide
minimum input with maximum return.
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Coverage |
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InsurancePlus
has a standard coverage that complies with the needs of 99% of
Lessors and Lienholders. Alternative coverages are available. The basic coverage details are: |
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Automobile
Liability |
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Bodily Injury, Property Damage,
Liability: |
$1,000,000 Combined Single Limit |
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Uninsured/Underinsured Motorist: |
$1,000,000 Combined Single Limit |
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Personal Injury Protection: |
Statutory per State |
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Physical Damage |
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Collision: |
Actual Cash Value: $1,000 deductible |
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Comprehensive |
Actual Cash Value: $1,000 deductible |
| Pricing Specific to your fleet |
Premiums are calculated on
criteria specific to your fleet profile. This technique is very important
when you are in a group program. The premium is based on the geographic
spread and the usage of your fleet. Next, this profile is further
modified by your own loss experience over the past three years.
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| Competitively Priced |
Our program represents
competitive commercial fleet premiums. This is especially true when one
considers the fact that the cash flow is better than available anywhere else and
that Accident Management is included in the premium.
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| Optimized Cash Flow |
Our program calculates the actual
premium per month per unit based upon the number of units active at the time.
Therefore your premium reflects the exact profile of your fleet each month.
There is NO DOWN PAYMENT or DEPOSIT of 25% at the outset of your
coverage. These deposits always seem to arrive when there are other
insurance deposits due creating a cash flow problem. We're here to help!
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| Program meets Umbrella Requirements |
The limit of Liability of
$1,000,000 meets the underlying requirements of virtually every Umbrella
Liability policy we have ever seen. Our insurance carrier is A+ rated
which is also required by the Umbrella insurance company.
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| Accident Management |
We provide accident management,
not just another insurance company claim department for our clients. This
is a level of hands on, driver friendly service not available from a traditional
commercial auto insurance policy. In addition the work flow, quality and
cost of the repair is monitored to a much greater extent than normally seen.
This helps keep your future insurance costs under control - and it doesn't cost
you a dime in additional premium.
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| 7/24/365 Claims service |
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The benefits of an Accident
Management firm for your claims also means that you or your drivers have a
single toll free number to call any time, every day |
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